【作者】 黎宇霞；

【Author】 Li Yu-xia (Law Department South-central University for Nationalities,Wuhan Hubei 430074 China)

【机构】 中南民族大学法学院；

【摘要】 现代经济的发展离不开金融发展的推动,而金融发展的动力在于创新。金融创新是人类物质文明的成果,也是金融机构规避金融管制的产物,金融创新与金融监管是一对矛盾体。商业银行金融创新有可能产生新的银行风险,因此,加强银行监管至关重要。更多还原

【Abstract】 The development of modern economic can’t depart from the advance of the financial development,but the motive power of the financial development depend on the creation.Financial creation is not only the result of human’s physical civilization,but also the product of the financial institution evading the financial restrain.Financial creation and financial restrain is the body of contradictory.Because the financial creation of commercial bank possibly produce the new risk of bank,so it is very important to enhance the supervision on the commercial bank.更多还原