【作者】 刘博；

【导师】 米加宁；

【作者基本信息】 哈尔滨工业大学 ， 公共管理（专业学位）， 2024， 硕士

【摘要】 金融产业是我国经济生活的重要组成部分,与实体产业共同组成特色社会主义现代化国家经济循环的完整结构。1990年代市场经济改革以来,金融占我国国民经济的比重逐年增加,在市场经济的盲目性和自发性的制约下,政府对金融的干预成为各级政府的共同命题。时至今日,国内对中央政府宏观干预金融的研究已经较为丰富,但在新公共服务理论框架下,各地地方政府对域内金融产业的干预现状、问题和对策在国内鲜有研究。因此对地方政府在域内金融产业发展中的作用进行分析研究有较高的理论价值和现实意义,能够帮助金融产业更好地作用于实体经济,也对政府实践提供有价值的参考和方案。本文以大庆金融产业发展为研究对象,将新公共服务理论作为理论线索,按照“现状-问题-原因-对策建议”的写作思路,动态分析了地方政府在大庆金融产业的引导、回应、互动、整合和监管五方面作用。近来年制定契合本地金融产业的扶持政策、创新异地金融架构、建立打破壁垒的线上线下对接机制等,保证了大庆金融产业的稳健发展。但在地方政府作用下的大庆金融产业也难免会出现一些问题,如金融市场化改革不彻底、金融营商环境较发达地区有差距、金融政策制度不够完备、央地金融监管职权分配不合理等。通过分析问题成因,建议地方政府从健全政府金融政策联动机制、打破金融资源分布壁垒、深化地方金融改革创新、优化金融产业布局和人才结构四个方面入手继续与时俱进。希望通过本文研究,让金融产业在“十四五”背景下的本地经济发展和资源型城市转型中占据最重要的一环,为大庆的经济发展涂抹上浓重的色彩。更多还原

【Abstract】 Financial industry is an important part of China’s economic life,and the entity industry together constitute the complete structure of the economic cycle of the modern socialist country with characteristics.Since the market economy reform in the 1990 s,the proportion of finance in China’s national economy has increased year by year.Under the blindness and spontaneity of the market economy,the government’s intervention in finance has become a common proposition for governments at all levels.Up to now,the domestic research on the central government’s macro-intervention in finance has been relatively rich,but under the framework of the new public service theory,there are few studies on the current situation,problems and countermeasures of local governments’ intervention in the financial industry in the region.Therefore,the analysis and research of the role of local governments in the development of the financial industry in the region has high theoretical value and practical significance,which can help the financial industry better function in the real economy,and provide valuable reference and solutions for government practice.The paper focuses on the development of Daqing’s financial industry,using the new public service theory as a theoretical framework to dynamically analyze the role of local government in guiding,responding,interacting,integrating and supervising Daqing’s financial industry.The writing follows the structure of "status quo-problem-cause-countermeasures and suggestions".In recent years,supportive policies tailored to the local financial industry,innovative financial structures in different regions,and the establishment of online and offline coordination mechanisms have ensured steady development.However,under the influence of local governments,issues such as incomplete market-oriented reform in finance,disparities between financial and business environments in more developed regions,inadequate financial policies and systems,and an unreasonable distribution of central and local financial supervision powers are inevitable.By analyzing these problems’ causes it is suggested that local governments keep pace with current trends by improving government financial policy coordination mechanisms;breaking barriers to distribute financial resources;deepening reform and innovation in local finance;optimizing the layout of the financial industry;and talent structure.It is hoped that this study will emphasize the crucial role of the financial industry in local economic development during China’s "14th Five-Year Plan" period while contributing significantly to Daqing’s economic transformation from a resource-based city.更多还原