【作者】 王月；

【导师】 冯永琦；

【作者基本信息】 吉林大学 ， 金融（专业学位）， 2020， 硕士

【副题名】基于发达国家和发展中国家的比较研究

【摘要】 收入分配与每个人息息相关,有关收入分配的研究也在不断更新。在全球化大发展的背景下,发达国家和发展中国家的经济都从中获得了巨大红利,金融行业也在这种对外开放的环境下得到了进一步的发展,但同时我们要看到国与国之间以及国家内部之间的收入分配差距是呈扩大趋势的,社会问题也逐步显现。在这种背景下,发达国家和发展中国家的金融发展水平是否会影响收入差距?如果存在这种影响,金融发展的这种影响是好是坏?社会发展程度的不同是否会导致二者关系也有所差异?目前来看,关于这些问题的研究对解决收入分配问题是有一定现实意义的。围绕上面的问题,本文在文献回顾和梳理方面主要从现有金融发展对收入分配差距的影响机制出发,然后列举出已有二者相关的指标测度方法,借鉴已有指标体系,从深度、规模、结构以及效率四个方面,测度金融发展水平。同时通过基尼系数来表示收入差距。文章实证部分将采用汉森面板门槛模型,将金融发展作为门槛变量,来考察二者关系。在已有学者的研究对象基础上,进行补充考察,从发达和发展地区中各自选取10个发展状况类似的的国家作为代表,进行分组对比研究,以他们各自在1995-2014年面板数据作为样本实证分析,确定了金融发展门槛的存在性,表明二者之间存在一定非线性关系。研究结果表明:发达与发展中国家的金融发展水平在一些维度确实对收入分配差距存在门槛效应,即二者具有一定非线性关系。发达国家的金融规模和结构对收入分配差距具有非线性的扩大作用,发展中国家金融规模和金融效率对收入分配差距也具有相同作用;总体上,发达和发展中国家金融发展水平的提高将扩大收入分配的差距,而这种扩大效应发达国家较发展中国家更为显著。最后,通过对比发达国家和发展中国家的实证研究结论,总结发达国家的经验教训,再结合实际问题试图从发展中国家的金融发展角度提出用以改善收入分配差距的政策建议,特别地针对我国国情进行了展望。更多还原

【Abstract】 Income distribution is closely related to everyone,and research on income distribution is constantly updating.In the context of the great development of globalization,the economies of both developed and developing countries have received huge dividends from it,and the financial industry has also been further developed in this environment of opening to the outside world,but at the same time,we should see that the income distribution gap between and within countries is widening,and social problems are gradually emerging.In this context,will the level of financial development of developed and developing countries affect the income gap? If there is such an impact,is this impact of financial development good or bad?Social development Will the difference in degree lead to a difference in the relationship? The research on these problems is of practical significance to solve the problem of income distribution.Focusing on the above problems,this paper mainly starts from the influence mechanism of the existing financial development on the income distribution gap in the literature review and combing,then enumerates the existing two related index measurement methods,draws lessons from the existing index system,measures the financial development level from the depth,the scale,the structure and the efficiency four aspects.at the same time through the Gini coefficient to represent the income gap.The empirical part of the article will use Hansen panel threshold model,financial development as a threshold variable to examine the relationship between the two.On the basis of the research object of the existing scholars,we should make a supplementary investigation and select 10 countries with similar development status from the developed and developing regions Home as a representative,group comparative study,with their respective panel data in 1995-2014 as a sample empirical analysis,determined the existence of financial development threshold,indicating that there is a certain nonlinear relationship between the two.The results show that the financial development level of developed and developing countries does have a threshold for income distribution gap in some dimensions,that is,they have a certain nonlinear relationship.The financial scale and structure of developed countries have a nonlinear effect on the expansion of income distribution gap,and the financial scale and financial efficiency of developing countries have the same effect on the income distribution gap;in general,the improvement of the level of financial development between developed and developing countries will income distribution gap,which is more significant in developed countries than in developing countries.Finally,by comparing the causes of the empirical research conclusions of developed and developing countries,summing up the experience and lessons of developed countries,and combining with practical problems,we try to put forward policy suggestions to improve the income distribution gap from the perspective of financial development of developing countries,especially aiming at the national conditions of our country.更多还原