【作者】 李阳；

【导师】 孟强；

【作者基本信息】 北京理工大学 ， 民商法学， 2016， 硕士

【摘要】 尽管作为破产制度源头的个人破产未被纳入我国法律体系之中,但学术界对于其立法的呼声从未停止。随着市场经济的发展在我国步入稳步发展阶段,个人信贷、商贸、消费等经济行为日益成熟,作为市场退出机制的个人破产制度的缺失给经济健康运行、法律判决执行等环节造成了不利影响,而以个人征信为代表的保障制度迅速发展,为个人破产制度提供了可行性基础。个人破产立法的呼声越来越高。相对于企业破产法,个人破产制度由于人的自然属性和社会交往而更加复杂;而在本土化构建中,城乡经济二元体制、传统的偿债观等国情使个人破产制度不能简单借鉴国外机制。本文通过对个人破产的理论分析和国情研究,对立法提出了制度和程序构想。全文分为五个部分。第一部分立足于当前我国的经济和法律体系现状,论述个人破产制度的必要性,而个人征信业的发展,为个人破产提供可行性保障;第二部分从自然人与法人应当享有同等的破产权利出发,论述个人破产主体、破产范围等边界性问题,明晰了个人破产制度构建的内涵和外延。第三部分讨论个人破产法律制度的程序设计,包括个人清算、重整、和解制度的选择、清算制度中主管与管辖、申请和受理以及简易破产的设置。第四部分对个人破产核心部分——自由财产制度与免责制度进行了基本原理和立法模式的探讨;第五部分对失权和复权制度进行了阐述,提出了我国应建立混合失权-当然复权模式。更多还原

【Abstract】 As the source of bankruptcy, the Personal insolvency system has been not incorporated into our legal system,but the discussion and progposal of the academic community has never stopped. With the development of market economy in our country,a stage of personal credit, trade,consumption and other economic behaviors become mature.However, the healthy operating of market economy and the law enforcement have been influenced adversely by the the absence of individual insolvency system.On the other hand,feasibility basis have been provided for personal insolvency system,with the rapid development of the security systems,which is represented by individual credit investigation system. All calls for personal insolvency legislation.Compared with the corporate bankruptcy, personal insolvency is more complex,due to human’s natural attributes and social interaction; and in the localization of Construction,personal insolvency system can not simply draw on the experience of foreign mechanism, because of urban and rural dualistic economic system, the traditional concept of debt and other national conditions,Based on this, recommendation on the systems and procedures of the legislation was made in this paper,based on theoretical analysis and national conditions research.The paper is divided into five parts:Based on current legal system and economic situation of China,the first part discusses the necessity of personal insolvency, and the development of personal credit system gives feasibility for personal insolvency;the ability of personal insolvency, insolvency subject, scope and other border issues is studied in the second part,from the point that natural and legal persons shall have the same ability to bankrupt,then the personal bankruptcy system construction connotation and extension is clarified. The third part discusses personal insolvency program, including ordinary procedures and simplified procedures, Compromise and reorganization,as well as mutual conversion between those programs.The fourth part is core part of this paper- How to build freedom of property system and liability exemption system;and the right termination and recovery system is elaborated in the last part, then author suggests that it’s more appropriate for China to use the doctrine of mix right termination and inevitable recovery.更多还原