【作者】 薛晶晶；

【导师】 周鸿卫； 李庆旗；

【作者基本信息】 湖南大学 ， 金融硕士（专业学位）， 2015， 硕士

【摘要】 近年来,经济全球化与区域一体化进程不断加快,总部经济凭借其占有的独特优势,成为推动地区经济发展,促进城市建设的强劲动力。在多地推行总部经济的背景下,金融业成为总部经济的先驱。各类金融企业总部不断向某地域集中,利用地域优势不断整合区域金融资源,发挥着金融的集聚与辐射效应,形成金融总部经济。金融总部经济是总部经济在金融产业领域的一种表现,也是金融中心建设过程中的一个必经阶段。目前,我国已有十多个城市明确提出发展总部经济的计划,不少地方也都关注到金融业发展的重要影响力,正在筹划建设区域性金融中心。因此,研究区域性金融总部经济的发展,探讨不同城市区域性金融总部经济的发展模式选择和对策措施,对推进总部经济的发展和区域性金融中心的建设具有重要的现实意义。本文以总部经济为切入点,通过总部经济和区域金融中心的相关理论,界定区域性金融总部经济是指某经济区域,由于特有的资源吸引金融机构、服务机构等将总部在该区域大规模集群布局,通过极化与聚化效应,使金融产业链与区域金融资源实现最优空间耦合,从而拉动该区域整个金融业和经济高速发展的金融经济形态。本文选取国内实践区域性金融总部经济的广州、沈阳和西安三个城市,通过分析其发展区域性金融总部经济的条件、目标定位和政策措施,总结出区域性金融总部经济的发展需要具备区位优势、良好的经济基础、完善的金融市场体系和政府的政策引导等条件。同时结合区域性金融中心的发展模式,归纳总结出区域性金融总部经济的三种发展模式,即经济拉动型、政府推动型和混合型,并论述每种发展模式的形成路径和适用条件。本文最后以实地调研的某地为研究案例,分析其经济金融发展现状,并运用因子分析法对某地与周边城市发展区域性金融总部经济的竞争潜力进行评价,实证结果表明,某地在周边城市中发展区域性金融总部经济具有很大的竞争潜力,结合SWOT分析结果,认为某地区域性金融总部经济应采用“政府引导下的金融供给领先发展模式”,且要以整合区域内外金融资源、为区域内总部经济的发展提供金融支撑、对区域内的金融辐射功能为发展定位；以组建地方金融控股集团、大力发展地方银行业、引导金融机构的集聚和扩散、探索民营金融机构的发起设立为发展重点；最后从充分发挥政府的主导作用、优化金融生态环境、完善金融产业链、建设金融人才和咨询高地四个方面提出发展措施。更多还原

【Abstract】 During these years, with the acceleration process of economic globalization and regional integration, the headquarters economy has become an important part of economic development in the region as well as a strong driving force of urban construction. Among them, the financial industry has become a pioneer in the headquarters economy. Various financial corporate headquarters continued to concentrate in a certain area, and the use of geographical advantages continue to integrate regional financial resources to play a financial agglomeration and radiation effects, and finally form the financial headquarters economy. Financial headquarters economy is a manifestation of the headquarters economy in the financial industries, as well as a necessary stage of the development of a regional financial center. At present, more than a dozen cities in China has already planned to develop headquarters economy. Still, there are other places concerned the significant influence of the development of financial industry, and planning to build a regional financial center. Therefore, the study of regional economic development of financial headquarters and discussion of the development of different models of urban regional financial headquarters economical choice, has important practical significance to promote the construction of the headquarters economic and regional financial center.In this paper, we take the headquarters economy as a starting point, and based on the headquarters economic theory and regional financial center theory, we define regional financial headquarters economy as an area or regional economic core, due to the unique resources it attract financial institutions, service agencies gathered in the region large-scale cluster and dimerization by polarization effects, to make the financial industry chain and regional financial resources achieve optimal spatial coupling, thereby pulling the development of finance and economic. In this paper, we selected Guangzhou, Shenyang and Xi’an as examples, and by analyzing the development of regional financial headquarters cities possess economic conditions, targeting and policy measures, to summarize the prerequisites of financial headquarters, say regional advantages, good economic foundation, a sound financial market system and policy guidance of the government. Then with the development of a regional financial center model, we summarized three regional financial headquarters economy development model, that is, economic-led, government-driven and mixed type, and discusses the formation of the path of each development model and conditions.Finally, in this paper, we make an investigation of a region to analyze its economic and financial development and situation. Using the factor analysis method to research on it and its surrounding city, the results showed that somewhere in the surrounding city regional financial headquarters economy development has great potential for competition. Combined with the SWOT analysis results, the regional financial headquarters economy in somewhere should be guided by "the government’s financial supply leading development model". It is necessary to integrate regional financial resources inside and outside and to provide financial support for the development of regional headquarters economy. It should be encouraged to form a local financial holding group, to develop the local banking and actively guide and explore financial institutions of agglomeration and diffusion. Finally, we put forward our advices from four perspectives, including government’s leading role optimizing the financial ecological environment, improving the financial industry chain and the construction of financial talent and consulting.更多还原