日照市东港区“新农保”实施现状及对策研究

【作者】 李丽；

【导师】 王爱东；

【作者基本信息】 曲阜师范大学 ， 公共管理（专业学位）， 2014， 硕士

【摘要】 按照公认的国际标准，我国已经进入了人口老龄化社会，且人口老龄化发展态势异常严峻。与此同时，城乡人口老龄化程度严重倒置，即相对于城市，我国农村人口老龄化形势更加严峻。截至2009年底，农村人口老龄化程度是城市的2.3倍。总体来看，我国农村人口老龄化在2011-2060年间经历快速发展、高速攀升和持续高位运行的阶段。然而，由于农村集体保障水平偏低，农民养老迫切需要向社会养老模式转变。因此，建立新型农村社会养老保险（以下简称新农保）制度并得到有效运行就显得尤为重要。本研究采用理论和实际工作相结合的方法，采取资料分析和随机问卷的方式，结合日照市东港区新农保的实施现状，对东港区新农保政策落实情况及实施效果以及东港区新农保创新做法进行了研究。通过东港区近年来新农保的实施情况可以看出，东港区对于新农保政策的实施展现了极大的热情，将其作为最重要的民生工程，加强组织领导，统筹推进，取得显著成效。截至2013年，已实现参保全面化，覆盖范围包括郊区农民、失地农民及进城务工农民。但在新农保推进过程中也发现一些问题，如部分低收入乡镇的农民持续缴费可能出现经济困难，个人缴费“捆绑”制的副作用，远期通胀导致农民对将来养老金购买力的担忧，部分农民选择最低保费标准、难以充分保障老年生活等。为更好推动农村社会养老保险顺利实施，实现农民老有所养，对上述存在的问题，要结合东港区的具体情况，采取相应措施：一是要进一步加大宣传力度，积极引导农民提高素质，增强参保意识；二是要不断增加政府投入，通过财政补贴、设立养老金保障基金、建立统一的城乡居民基本养老保险制度等解决制度缺陷；三是要加强基层平台建设，解决基层平台经办力量薄弱问题；四是千方百计增加农民收入，提高农民缴费标准等。认真解决新农保现存问题，才能使其能够不断适应社会经济的发展，并具有可持续性。更多还原

【Abstract】 In accordance with international standards, China has entered the aging society, and therural area is more severe than city. By the end of2009, the rural population aging degree is2.3times of the city. Overall, the rural aging population would experience rapid development in theyears2011-2060. However, due to the low level of collective security in rural areas, old-agepeasant urgently needs to change to the social security model. Therefore, it is very important toestablish the new rural social endowment insurance system.In this study, the writer uses several methods, such as the combination of theory andpractical work, data analysis and random questionnaire. From Donggang District of Rizhao City,we could see the new rural social endowment insurance policy has been implemented very well.Up to2013, it had included rural farmers, landless peasants and peasant workers. But there arealso some problems, such as the worrying of long-term inflation, the difficulty of low incomepeasants to pay the insurance continually. Therefore, many people choose the lowest premiumstandards of the insurance.There are several ways to solve the above problems. First of all, Increase propagandiststrength to enhance peasant to participate in the new agricultural insurance. Secondly, continueto increase government investment. Thirdly, strengthen grass-roots platform construction tosolve the weakness problem of handling platform. At last, try various ways to increase peasants’income, etc…更多还原