政府廉租房供给研究

【作者】 谢薇；

【导师】 刘丽杭；

【作者基本信息】 中南大学 ， 行政管理， 2010， 硕士

【副题名】以广州市为例

【摘要】 廉租住房制度是政府向低收入家庭提供低租住房社会保障的系列行为规则体系,是许多国家住房制度与社会保障制度相互结合的领域。廉租住房保障水平的高低,对展现一个国家或地区的居住文明和社会文明,维护政治、经济和社会的稳定具有重要意义。中国廉租住房制度目前尚处在起步阶段,有许多理论和实践问题都有待于更深入的研究。本文对廉租房供给过程中几项重要的实施机制,包括供给目标定位、供给房源、融资机制以及监管机制创新进行大胆的探索与研究。对中国廉租住房供给制度现状的研究包涵了该制度产生的背景及其意义、主要政策、实施过程及结果评价等。本文从美国、日本、新加坡和中国香港等国家或地区的公共住房制度模式中提炼值得借鉴的经验,最后确定了中国廉租房供给制度的发展方向,从廉租房源问题对政府建设廉租房、公私合营廉租房、规划拆迁房、经济适用房、空置商品房及城市烂尾楼等进行了深入的探讨和研究。同时从法律法规的制定、廉租房融资渠道、廉租房供给信用体系和监督体系等方面进行了深入的剖析。本文认为,中国的廉租住房保障覆盖率过低还远没有达到政策预期效果,这固然和资金瓶颈、房源筹集等有一定关系,但从根本上讲还是对廉租住房内涵的理解狭隘。住房消费的一般规律说明,租赁是实现住房梯级消费、合理消费的一个必经过程,过于追求住房自有率并非理性的选择。在经济适用房并没有成为中国住房供给体系的主体,而商品房价格快速上涨让普通百姓难以承受的情况下,政府对中低和低收入阶层的住房保障应该以扶持租赁为主,廉租住房的内涵应该扩大化并且形成梯级激励,建立范围更广的廉租住房供给体系。更多还原

【Abstract】 Low-rent house system is a serial behavior rules system provided by the government to offer low-rent houses for the low-income families, which integrates housing system and social security system in many countries.Low-rent house insurance level has significant meaning to present the residence and social civilization of a country, as well as to preserve political,economic and social stability. Low-rent house system in China is in the early stage, and there are still many theories and practical problems needed to be studied.This paper probes into target location, housing resources, financing mechanisms, as well as supervision systems.The study of the low-rent housing offering system includes its background and its significance, major policies, procedures and evaluation of results, etc.This paper extracts worthy experience from the public housing system of USA, Japan, Singapore and Hongkong, which finally helps to confirm the developing direction of low-rent housing supply system in China, probing into the issue of the influence of the low-rent resource problem on the governmental low-rent houses, public-private joint low-rent houses planning demolition houses, economic houses, empty commercial residential buildings and abandoned and unfinished building.Also, this paper includes discussion from legal formulation of regulation, low rental financing channels, low rental supply of credit system and supervision system. The author thinks that China’s low-rent house insurance rate is too low is far from achieving the expected effect of the policy, the funding and financing bottlenecks and houses for some,but it is essentially for Low-rent house or on narrow of understanding.The general rule of the housing consumption shows that rental housing is a necessary step before reasonable consumption rather than homeownership.Before that the economic housing becomes the majority of China’s housing supply while the price of commercial residential building rising too rapidly to be bored by the major community, the government should support the medium and low income levels of renting housing, and the Low-rent house concept should be encouraged and developed for a broader low-rent house system.更多还原