【作者】 杨宽红；

【导师】 李莉；

【作者基本信息】 暨南大学 ， 经济法学， 2006， 硕士

【摘要】 被誉为“担保之王”的抵押担保是担保物权制度的核心内容，在保障债权的实现及债务的履行、增强主体的信用以及预防和减少不必要的交易风险等方面发挥着十分重要的作用。我国《担保法》及其司法解释的实施，使得抵押权制度得到了极大的发展，但随着社会主义市场经济的发展，急需在理论和立法方面进行进一步的完善。传统民法理论强调抵押权的附随性，将抵押权定位于保全债权的目的，不注重其流通性和投资功能。随着经济的发展，社会对融资的需求日益增长，抵押权的价值功能发生了很大的转变，建立在抵押权独立性理论基础之上的投资抵押注重抵押权的媒介融资功能，能充分满足不动产担保物权人的投资需求，是现代抵押权的发展方向，承认抵押权的独立性和流通性、赋予其投资功能亦成为各国立法的发展趋势。本文立足我国实情，借鉴国外(主要是大陆法系国家)抵押权立法经验，运用比较分析的方法，从抵押权的历史沿革与发展现状、抵押权价值功能之转变趋势等方面进行简要的论述，并在此基础上，就如何调整我国抵押权的立法价值取向和完善我国的抵押权制度提出了相关的建议，力求对我国的抵押权立法及实践有所裨益。更多还原

【Abstract】 Mortgage, the king of guarantee, is the core contents of guarantee system. It assumes an important role in safeguarding the realization of creditor’s rights and the implement of obligation, preventing or diminishing business risks. The implementation of <The Guarantee Law of the People’s Republic of China>and <Judicial Interpretation of the Supreme People’s Court on Some Issues Regarding the Application of Guarantee Law> provides a capacious space for the development of mortgage. But with the development of socialist market economy, mortgage should be perfect in theory and legislation. Traditional civil law insists on the character of dependence of mortgage, emphasizing it’s value of ensuring creditor’s rights while disregarding it’s negotiability and investment functions. With the development of economy, the function of mortgage has changed because an increasing demand for financing. Investment mortgage, which based on independence theory and functions of financing and investment, become an orientation of modern mortgage system. So admitting the independence and negotiability of mortgage and endue it with investment function is an upward trend in many countries’ legislation. This thesis which bases itself on the circumstances of china and refer to the foreign (system of civil law) lawmaking experience, using comparative and analytic methods to discuss the historical development and actuality of mortgage and the transformation of mortgage. And then give specific suggestions on how to adjust legislation preference and how to perfect mortgage system of china, trying to be good for our countries’ mortgage legislation and practice in some sense.更多还原