我国中小企业融资问题的实证分析与对策研究

【作者】 闫婷；

【导师】 常云昆；

【作者基本信息】 西北大学 ， 政治经济学， 2006， 硕士

【摘要】 中小企业作为创业和创新的重要主体决定了中小企业整体在国民经济中的强势地位。但中小企业的个体弱势又使其难以获得创业和创新所需的各类资源，其中融资难成为制约中小企业创新和成长最为重要的瓶颈因素。所以，分析和探索有利于中小企业尤其是具有成长性的创新型中小企业成长所需金融资源的融资制度，使中小企业的各种融资需求得到满足就成为未来经济保持活力和持续增长的关键之一。本文正是以此为逻辑起点建立了中小企业融资问题的分析框架，在描述、比较和总结我国中小企业融资现状与海内外主要国家和地区中小企业融资结构和特征的基础上探讨了中小企业融资难的影响因素、债务融资方式的功能。最后，通过与发达国家中小企业融资制度的比较总结我国解决中小企业融资问题的途径。更多还原

【Abstract】 As the principle role of creation and innovation, the middle-and -small sized companies play an important role in the nation wide economy. However, restrained by their nature-born disadvantages, especially their relative small scale, these companies have various difficulties in attaining certain resource in their developing procedure. And financing problem is the most critical factor handicapping their healthy growth. As a result, analyzing and exploring how to fix the barricade up and create a more suitable economic environment to provide these companies more financing support becomes energetic and endurable. I will exhibit and compare the infrastructure and feature of both domestic and overseas companies. As my thesis goes on, I will discuss about financing difficulties, debt financing function and main influential factors will be presented. In the last part of this thesis, by comparing financing condition of this kind of company in China and the developed counties, I will try to show certain resorts to improve the financing condition of our middle- and-small sized companies.更多还原