【作者】 陈德刚；

【导师】 黄绥彪；

【作者基本信息】 广西大学 ， 工商管理， 2005， 硕士

【摘要】 为了探索如何以国情条件为基础,解决好中国中小企业融资中存在的问题,改善融资状况,该研究在明晰相关概念、提出科学界定中小企业的标准、综析当前企业融资基本理论的基础上,通过中小企业融资国际经验的比较分析以及对中国中小企业融资现状进行的实证分析,明确了造成当前中小企业资金短缺的原因,即中国的企业融资体系是以政府为主导、国有银行为主体、间接融资占优势的单一结构体系。本文从中小企业自身内部和金融环境等外部原因、企业外源融资来源的股权和债务融资难原因来分析,该体系是造成我国中小企业融资难的一个主要原因。该文针对这一问题提出了构建多元化、多层次的复合共生型中小企业融资体系,即资本性融资体系、债务性融资体系、信用担保体系和正规金融与民间金融互补体系,从而拓宽中小企业融资渠道,达到解决中小企业融资难的目的。更多还原

【Abstract】 In order to explore how to solve the problems existed in the financing of small-and-medium-sized enterprises of our country and improve financing situations on the basis of the situation of our country, this study firstly cleared the correlated conceptions, put forward the standards of scientifically defining small-and-medium-sized enterprises of our country, and synthetically analyzed the present basic theories of enterprises financing. Then this study carried our comparative analysis on international experiences of the financing of small-and-medium-sized enterprises, and positive analysis on the financing situations representatively in the small-and-medium-sized enterprises of our country. Through above-mentioned analysis, the study clarified the root reasons which caused the problems of present short funds of small-and-medium-sized enterprises are just that in the long run the enterprise financing of our country followed the single structure system of taking the government as the leading, national banks as the更多还原