【作者】 韦丽红；

【导师】 邱耕田；

【作者基本信息】 广西大学 ， 科学技术哲学， 2004， 硕士

【摘要】 21世纪的今天，新信息技术尤其互联网络技术的迅速发展使技术逐渐从人们生活的边缘和企业的边缘过渡到核心。根植于信息技术的网络，已成为现代社会的普遍范式，它重构着我们的社会，形成了网络社会这种新型的社会结构形态。网络社会网络的扩散对社会生产生活产生了巨大的影响。 保险业网络化发展，既有缘自网络技术的特性和网络化逻辑扩张的外因，也有由于保险经营中的大数定律和损失分布原理，客观上要求保险企业在地域与空间上尽可能地分散风险的内因。保险业网络化发展的历史虽很短暂，但已经取得了可喜的经验。因此，实现网络化发展对保险业的发展具有重要战略意义。网络化促进了保险业的蓬勃发展，使保险业进入了一个新的历史时期，但同时也导致了一系列新的问题的发生。 解决目前制约保险业网络化发展的问题，从宏观角度和微观层面上综合考虑，本文认为主要应采取以下对策：1、完善保险业网络化发展的外部环境；2、实现保险企业的管理创新；3、循序渐进地建设网上保险虚拟营业厅。 互联网络基础设施的建设和高层应用的开发正向纵深发展，全球迈向网络化的步伐正在加快，这是不以人的意志为转移的发展趋势。相应地，社会网络化的不断深化也将推进保险业网络化的不断发展，使保险业向着高效化服务的方向顺利发展。更多还原

【Abstract】 In the 21st century, new information technology interconnected rapid development of network technology make technology carry out the transition to the core from people edge and edge of enterprises of life gradually especially. The network implanted in information technology, become modern general normal form of society already, it is constructing our society again, and it has formed such new-type social structure form of the network. The diffusion of the social network of network has an enormous impact on life and production of society.Insurance networked development, not only have chance with characteristic and networked external cause that logic expand of network technology, but also result from law of great number of insurance managed and loss in distributed the principle, because the insurance enterprise require disperse the internal cause of the risk as possible as at the region and space objectively. Although history of insurance’s networked development is very transient, it have already made gratifying experience. So, realize that networked development has important strategic meanings to the development of the insurance. Promoted the flourishing development of the insurance networked, make the insurance enter one new historical time, but caused the emergence of a series of new problems at the same time.Solving the problem that restrict insurance’s networked development at present, and considering synthetically from the macroscopic perspective and micro aspect, this text thinks that should adopt the following counter-measures mainly: 1,To Perfect the external environment condition of insurance’snetworked development; 2, To Realize the management innovation of enterprises of the insurance; 3, To Build the fictitious business hall of online insurance step by step.The construction of the Internet infrastructure and development of application on the senior level are being developed in depth, the whole world march toward networked paces accelerating. This is a development trend independent of man’s will. Accordingly, society networked constant promotion will push into insurance’s networked constant development too, make the insurance develop smoothly in the high-efficient direction of serving.更多还原