【作者】 周钢；

【导师】 王建平；

【作者基本信息】 四川大学 ， 民商法学， 2002， 硕士

【摘要】 抵押担保以其独特的制度构造，在债权担保体系中地位至为显赫，是世界各国担保法规定的重要担保方式。由于认识上的问题，我国《担保法》已经跟不上时代的步伐，满足不了社会经济的需求。其中一个问题就是新出现的抵押标的物得不到法律的认可。本文以物业使用经营权抵押为例，说明其抵押的合法性、合理性及规范性。 物业使用经营权一般是在一定期限内对房屋的出租、使用、收益和经营的权利，是市场经济条件下新的财产权。当前的经济活动中，经营者从谋求最大化经济效益的角度出发，以具有独立经济价值的权利为抵押物设定抵押的情形并不鲜见，但因为法律对该类权利抵押并未加以明确的、列举式的规定，法院多将其认定为无效，从而使正当权益得不到应有的保护，使正常的经济活动受到不合理的束缚，使作为最完善、最典型的担保形式的抵押不能充分发挥其应有的作用。 因此，在很多新的用益物权的抵押，比如物业使用经营权抵押、摊位使用权抵押、矿业权抵押、渔业权抵押等等中，作者选择了比较常见的物业使用经营权抵押权作为文章的题目。本文先从人民法院的两个案情基本相同，但判决完全相反的案例起笔，认为物业使用经营权不是债权，而是物权，是用益物权，它的性质与土地使用权相似，与法国法上的用益权相似。物业使用经营权符合抵押标的物应当具有的性质、作用，它是有独立经济价值的权利，能够担保主债权的实现。很多反对这种新型抵押权的观点中，均引用物权法定的原则，笔者从物权法定的形成条件、我国现实基础、国外经验等方面论述了物权法定原 则不能绝对化。最后，涉及到物业使用经营权抵押制度层面的东西，如抵押权 的取得、登记、实现等等，说明了这种权利抵押在实际操作上是可行的。因此 作者认为，在当前我国物权法律制度尚不十分完善的情形下，司法审判人员应 从探究立法目的着手，本着发挥法律制度应有作用的原则对新型法律关系加以 正确的认定。更多还原

【Abstract】 Hypothecation guarantee,featuring as its special construction of regulation,takes a great important position in claim guarantee system. Because of problems of recognition,China’s Guarantee Law has not kept the pace of times,and failed to meet the need development of social economy. One problem,among them,is that the emerging hostage has not been confirmed by law. The Management Right of Real Property Guarantee(MRRPG) is a new property right under market economy condition. In the recent economic activity,in order to make maximum profits,it is not rarely that business runner takes the advantage of the right of independent value to make it as a guarantee. Unfortunately,because of law’s failure to provide the guarantee right definitely and illustratively,the court often invalid the activity,consequently,the proper right cannot be protected from law it deserved,which results in the normal economic activity is barricaded unreasonably,and the perfect and most typical guarantee cannot play its own role fully.In view of this,in many new property guarantee,such as MRRPG,Mining Right Guarantee,Fishery Right Guarantee,and Stall Right Guarantee,and so on,the present author choose the frequent-used MRRPG as the research target. Beginning with a case that two cases of same contents with opposite justice results by court,the thesis argues that MRRPG is not an obligatory tight,rather,is a property right,which is resemble to both the whole people owned enterprise management Right,and French Law’s Use and Obtain Right. In accordance with the characteristic andaction which hostage should behave,MRRPG is a right having independent economic value and may fulfill the task of guaranteeing the activity of claim. Many views against the new-typed guarantee right,without exception follow the principle of property law .The author,however,from the perspective of forming conditions,China’s realistic basis,and foreign experience of property law,expounds that we cannot abide by property law principle with absolutism.Finally the thesis deals with things of MRRPG system,such as obtain ,register,and realization of Guarantee Right Law System is not of perfect one,the judicial officer should start with research into aim of legislation,and make a confirmation of the new-typed legal relation in the light with the principle of giving full play of legal system.更多还原