【摘要】 企业年金是我国城镇企业职工的补充养老保险,是构建和谐劳动关系的重要举措,是促进国民经济可持续发展的重要保障。目前,企业年金在我国的运行已经有十四年的时间,但运行的效果并不理想,存在较多的问题,原因是多方面的:不重视企业年金的建立,政策不够完善,缺少科学合理的制度设计以及监管不力等。企业年金是企业福利,是职工经济权益的组成部分。建立企业年金,可增加职工对未来养老质量的预期。是否建立企业年金是企业和工会平等协商的一项重要内容。工会是推进企业年金建设的主体,应直面企业年金中存在的问题,积极参与和推动企业年金建设,促进我国企业年金的健康发展,促进企业的经济增长和社会和谐稳定。更多还原

【Abstract】 Enterprise annuity is supplementary endowment insurance for employees of urban enterprises in China. It is an important measure to build a harmonious labor-enterprise relationship and an important guarantee for promoting the sustainable development of the national economy. At present, the annuity system has been running in China for 14 years,but the effect is not ideal. The reasons are manifold: not paying enough attention to the system, imperfect policy, and lack of scientific and reasonable institutional design and inadequate supervision. The enterprise annuity is a corporate welfare and is an integral part of the employee’s economic rights and interests. The establishment of an enterprise annuity can increase the expectations of employees for the quality of future pensions. Whether or not to establish an enterprise annuity is an important part of the equal consultation between enterprises and trade unions. The trade union is the main body to promote the construction of enterprise annuity. It should face the problems existing in the enterprise annuity, actively participate in and promote the construction of enterprise annuity, promote the healthy development of China’s enterprise annuity, and promote the economic growth and social harmony and stability of enterprises.更多还原