【摘要】 本文以湖南郴州市为例,对去库存背景下房地产市场金融风险进行了专题调研与分析。结果显示,在房市总体回暖、去库存取得明显成效的同时,房地产行业转型发展基础不牢,供需结构性矛盾突出,银行信贷高度集中,个人加杠杆现象加剧,金融风险隐患正在积聚。在此基础上,提出了坚持去库存与防风险并重、推动房地产市场持续稳健发展的政策建议。更多还原

【Abstract】 This paper, taking Chenzhou of Hunan Province as an example, conducted a special investigation and analysis on the financial risk of the real estate market in the context of de-stocking. The results show that while the housing market warmed up and inventories achieved remarkable results, the transformation of the real estate industry was sluggish. Structural contradictions in supply and demand were prominent. Bank credit was highly concentrated. Individual leverage increased and risks of financial risks were accumulating. On this basis, the paper puts forward the policy suggestions of adhering to the principle of both inventory and risk prevention, and to promote the sustained and steady development of the real estate market.更多还原