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农户林权抵押贷款需求意愿影响因素实证研究——基于7省3500户样本农户调查
Empirical Study on the Influencing Factors of the Demand Desire of Rural Households’ Forest Property Mortgage——Based on the Survey of 3500 Rural Households in 7 Provinces
【摘要】 文章基于2016年辽宁、福建、江西、湖南、陕西、甘肃和云南7个省份3500户农户的调查数据,运用描述统计、方差分析和二元Logit回归分析,研究了林权抵押贷款需求意愿的影响因素。研究发现:户主年龄、林地面积、是否有林业贴息贷款、是否加入农民林业合作社、是否拿到过林业补贴对农户林权抵押贷款需求意愿有显著影响。据此,提出引导和规范林权流转,提高适度经营规模;加大贴息政策支持力度;引导合作经营,加强对专业合作组织的政策支持;优化林业补贴政策的建议。
【Abstract】 Based on the survey data of 3500 households from seven provinces, Liaoning, Fujian, Jiangxi, Hu’nan,Shaanxi, Gansu and Yunnan in the year of 2016, the influencing factors of the demand desire of forest property mortgage were studied with the methods of descriptive statistics, variance analysis and Dualistic Logit Regression by this paper. It was found that householders’ age, forestland area, whether joined the farmers’ forest cooperatives or not, whether got the forestry allowance or not, had an obvious impact on the demand desire of rural households’ forest property mortgage. Such suggestions as guiding and regulating the circulation of forest property, improving the moderate management scale, increasing the support of the interest subsidy policy,guiding the cooperative operation and strengthening the policy support for professional cooperation organizations, and optimizing the forestry subsidy policy were proposed by this paper subsequently.
【Key words】 forest property mortgage; influencing factors; Dualistic Logit Regression;
- 【文献出处】 林业经济 ,Forestry Economics , 编辑部邮箱 ,2017年12期
- 【分类号】F326.2;F832.4
- 【被引频次】19
- 【下载频次】379