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商业银行应对第三方支付影响的对策分析
Countermeasures for Commercial Banks to Eliminate Adverse Impact of Third-party Payment
【摘要】 从解析第三方支付发展现状入手,剖析第三方支付发展对商业银行的影响,探讨商业银行如何从加大金融创新力度,完善自身电子渠道建设;加强与第三方支付机构的合作,实现合作共赢;开发商业银行客户群体,增加客户数量等应对策略。
【Abstract】 The present situation of the third-party payment was introduced and the adverse impact of it on commercial banks was analyzed.Accordingly,some measures to eliminate the impact of the third-party payment such as accelerating the financial innovation by perfecting electronic financial channels of the banks,strengthening the cooperation with the third-payment organizations and increasing the number of customers by developing new customer groups are proposed.
【基金】 2016年辽宁省社会科学规划基金项目(L16BJL003);2016年辽东学院校级科研基金项目(2016YY026);2017年丹东市哲学社会科学课题(2017DDSK097)
- 【文献出处】 辽东学院学报(社会科学版) ,Journal of Eastern Liaoning University(Social Sciences) , 编辑部邮箱 ,2017年06期
- 【分类号】F724.6;F832.2
- 【被引频次】13
- 【下载频次】1889