【摘要】 随着金融创新的发展和金融监管的调整,商业银行的动态风险管理行为对货币政策传导效果的影响越来越大,由此形成了对货币政策传导的风险承担渠道的广泛关注和研究。目前货币政策传导风险承担渠道研究主要包括研究缘起、内涵、相关理论机理及存在性检验等方面,其研究出发点和落脚点均为完善货币政策传导理论,加深对商业银行行为的认识,并为货币政策决策提供参考。更多还原

【Abstract】 With the development of financial innovation and financial supervision of adjustment,dynamic risk behavior of commercial banks on monetary policy transmission effect is increasing,thus forming the monetary policy transmission channels exposures with wide attention and researches. Before the financial crisis in 2008,the focus on monetary policy is mainly manifested on its mechanism and the effect on economic growth etc. and began in reflections on the financial crisis,easy monetary policy will create the credit bubble,in turn,which acts on the risk-taking incentives of commercial Banks. Changes on Banks’ risk behavior will affect the financial stability and have become the focus of the theoretical circle. This article combed the evolution paths of the monetary policy transmission channel and the theory mechanism of the bank risk-taking channel. This paper summarizes the monetary policy risk-taking channel research,and then analyze the risk-taking channel of monetary policy transmission mechanism. The existence tests of risk-taking channel of monetary policy are summarized in this paper,too. The aim of this study is complete the monetary policy transmission theory,to deepen the cognition of the behavior of commercial banks and also to set a reference for drawing up monetary policy.更多还原