【摘要】 小额信贷是国际上比较流行的一种扶贫到户的重要有效形式,它是通过特定的小额信贷机构为具有一定潜在负债能力的贫困者提供信贷服务以帮助他们摆脱贫困的特殊信贷方式。现在许多专家和学者主要针对农村信用社的小额信贷业务在提高农民收入、改善农村生活条件方面存在的问题提出对策建议或者解决方案,而本文主要从城市商业银行的视角,在小额贷款支持"三农"方面进行资料收集和分析研究,并针对存在的问题提出解决的对策和建议。更多还原

【Abstract】 Mini-loan is a popular and effective form of anti-poverty on the international market.It is a special credit form to help the poor who have potential abilities to be in debt to get rid of poverty.Now many experts and scholars mainly propose solutions to rural credit cooperatives in the mini-credit operations,to raise farmers’ income and improve the living conditions of rural problems in the aspect of policy proposals.更多还原