【摘要】 国际结算业务作为商业银行的重要业务,在银行的经营管理中具有举足轻重的地位。目前由于我国银行在国际结算业务中信用信息管理滞后,涉外单据审核制度存在缺陷,结算规则较为复杂,面临市场波动时经验不足,从而加剧了银行的信用风险、操作风险以及市场风险和汇率风险。因此,我国银行应当建立完善的信用信息管理系统,对结算对象进行信用调查与审核,健全涉外单据审核机制,完善结算业务规程,建立风险调查和反馈制度,以在最大程度上防范国际结算业务中的风险。更多还原

【Abstract】 As an important service in commercial banks,the international settlement plays a role crucial to the management of banks.However,China’s banks lagged behind the others in this respect at present and,what’s more,credit,operation,market and exchange rate risks are all aggravated because of the lag in credit information management,defective document scrutinization system,complex rules of settlement and inexperience when facing to the fluctuation in international markets.So,the commercial banks in China should establish a complete management system of credit information to investigate and verify the credit of customers and perfect the document scrutinization system and the operation procedure of settlement service.In addition,a system should be set up for risk investigation and feedback.更多还原