我国老年保险发展面临的问题及对策

【摘要】 与人口老龄化的趋势不相适应 ,我国仅在 2 0 0 2年才实现了老年保险的零的突破。作为世界上的老龄人口大国 ,我国老年保险的发展主要受精算技术和配套机制不完善以及高风险和高费率等因素的制约。拓宽保险资金运用途径、积极进行再保险和开发综合责任险种是发展老年保险的有效对策更多还原

【Abstract】 In contrast to the aged trend of Chinese population, the aged insurance in China just started from scratch in the year of 2002. Being a large aged country in the world, the binding factors are mainly focused on the counting technique and the related system, the high risk and also the high premium rate. So the sound countermeasures concerns with the widening the capital operating channels, exercise the reinsurance positively and develop the responsibility all risk insurance.更多还原