【摘要】 现代市场经济的本质是信用经济,在经济运行中信用关系起着主导作用,而个人信用在整个社会信用中处于核心地位。我国个人信用体系的发展还相对落后,这一状况加大了信用风险,不利于我国国民经济的健康持续稳定发展。本文就如何构建我国个人信用制度的对策以及相关问题进行了探讨。更多还原

【Abstract】 The essence of modern market economy is credit economy.Credit relatio n plays an important role in the course of market economy.And private credit pla ys a key role in the whole social credit.The development of Chinese private cred it system is relatively lagged,which increases the credit risk,and is disadvan tageous to the healthy sustained and stable development of our national economy. The thesis analyses the countermeasures of constructing Chinese private credit s ystem.更多还原