【摘要】 旨在帮助贫困大学生完成学业的国家助学贷款政策已经取得了显著的成效,但是还存在一些问题。而减轻银行风险是解决问题的关键。为了推动国家助学贷款更有效地发放,应从加强教育、改进技术、完善政策等方面努力。更多还原

【Abstract】 State-subsidized educational loan package which aims to help needy students complete their college education, has achieved greatly. There are still some problems and relieving the risk of the bank is problem-resolving key. In order to implement the policy more efficiently, we should enhance the education, improve the technique and perfect the policy.更多还原