【摘要】 通过对近年来国有商业银行新增加的不良贷款形成的原因进行研究分析,揭示出造成新增不良贷款的主要因素是政府过度干预、社会及企业信用薄弱、银行信贷资产经营和管理不完善三方面造成的,并重点提出防止和化解不良贷款的可行途径。更多还原

【Abstract】 By studying the increasing non- performing loans of state- owned commercial banks in recent years, the author points out that government’s excessive interference, the bad credit environment of society and enterprises and the wicked administration of banks are the most important reasons which caused banks’ increasing non- performing loans. The paper also explores the possible ways to prevent and resolve the bad credit.更多还原