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职工医疗费用及其自付比例的调查研究

Survey on Employee’s Medical Expense and Their Copayment.

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【作者】 艾自胜高歌程晓明闫宜敏于广泊

【Author】 Ai Zisheng, et al. // The Chinese Health Service Management College of Medicine, Tongji University, Shanghai, P.R.China.

【机构】 同济大学医学院预防医学教研室复旦大学医学院卫生经济教研室北京铁路局北京分局北京铁路局北京分局 上海200070上海200070上海200032北京100005北京100005

【摘要】 目的 :了解职工的医疗费用及其自付水平的现状 ,对制定医疗保险制度下的职工自付比例提供重要依据。方法 :现场调查。结果 :不同年龄组的门诊及住院费用皆有显著性差异 (P<0 .0 5 ) ,门诊费用在性别间有显著性差异 (P<0 .0 5 ) ,但住院费用在不同性别间未见显著性差异 (P>0 .0 5 ) ,不同工作状况人群的门诊及住院费用皆有显著性差异 (P<0 .0 5 ) ,不同职业状况人群门诊及住院费用皆未见显著性差异 (P>0 .0 5 ) ,不同文化程度的人群门诊费用有显著性差异(P<0 .0 5 ) ,但住院费用未见显著性差异 (P>0 .0 5 )。实际自付费用方面 ,不同年龄、性别、工作状况、文化程度皆有显著性差异 (P<0 .0 5 ) ,仅有不同职业状况的人群未见显著性差异 (P>0 .0 5 )。实际年自付费用占年人均收入的比例绝大部分不足 1% ,而年能力自付占年人均收入的比例在 5 .2 1%~ 11.92 %之间。结论 :可以提高职工的自付比例标准 ,但要考虑不同工作状况人群间的差异。

【Abstract】 Objectives To learn situation of employee’s medical expense and the copayment and provide a basis for making certain a copayment under the condition of medical insurance system. Methods Field survey. Results There are significant differences for outpatient expense and inpatient expense among different age groups (P<0.05). There is significant difference for outpatient expense between female and male (P<0.05). However, there is not significant difference for inpatient expense between female and male (P>0.05). There are significant differences for outpatient expense and inpatient expense among patients with different working situation (P<0.05). There are not significant differences for outpatient expense and inpatient expense among patients with different occupations (P>0.05). There are significant differences for outpatient expense and inpatient expense among patients with different education levels (P<0.05). There are significant differences for medical expense at own expense among patients with different ages, sex, working situations and education levels (P<0.05). There is not significant difference only among patients with different occupations (P>0.05). The proportion of actual annual medical expense at own expense accounting for annual average income is less than 1%. However, the proportion of afforded annual medical expense at own expense accounting for annual average income is 5.21% ~ 11.92%. Conclusions The copayment could be raised. At same time, people with different working situation should be considered.

【基金】 铁道部科技基金资助项目 (项目编号 J97Z0 15 )
  • 【文献出处】 中国卫生事业管理 ,Chinese Health Service Management , 编辑部邮箱 ,2001年10期
  • 【分类号】F842.6
  • 【被引频次】4
  • 【下载频次】127
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