【摘要】 文章通过考察信息不对称在多个时期的空间竞争模型中对信贷市场结构均衡的决定作用 ,特别是对银行进入和退出信贷市场的内生作用 ,证明信息不对称会对潜在的市场参与者造成市场壁垒———信息壁垒 ,从而信贷市场的整体竞争程度受到抑制。更多还原

【Abstract】 Information asymmetry has a certain effect on the structure of credit markets .Looking into its decisive part played to the market structrue equilibrium in the multi period model of spatial competition,especially into the endogenous part played banks entering and withdrawing from credit markets,the author concludes that information asymmetry may become a market barrier —— information barrier to the potential market participants,thus the overall competitiveness of credit markets checked.The key to solving the problem lies in infnnration producing and information providing.更多还原