【摘要】 充分竞争是竞争性价格形成的基础。在我国 ,由于国有商业银行对风险评价的变异、垄断地位的存在和对集团利益的追求 ,利率市场化很可能使利率全面上扬 ;国有企业的固有行为特征使资金需求无利率弹性 ,在这种基础上的利率市场化会给国民经济造成极大的负面影响 ,结论是微观经济主体的市场化应先于利率市场化 ,至少应与利率市场化同步。更多还原

【Abstract】 Sufficient competition is an formative foundation of competitive prices. In our country, because of the state-owned commercial banks’variation about risk evaluation, their monoply position and their pursuing for group interest, the interest rate marketing probably lead to the whole rise of the interest rate; The demand for founds is lack of elasticity because of the inherent behavior of the state-owned enterprises. The interest rate marketing which is based on that will bring great negative effect to domestic economy, so the conclusion is the marketing of the micro*Mmain body should take priority of the interest rate marketing, or at least keep its pace with the latter.更多还原