【摘要】 为解决银行、企业之间数额庞大的不良债权债务问题，政府有关部门正着手进行主办银行制度试点。通过对该制度内容的介绍和分析，认为它存在难以克服的缺陷，无法矫正银行在银行、企业中的被动地位，对主办银行实施的效果表示疑虑更多还原

【Abstract】 In order to solve the large numbers of problems of bad creditor’s rights and liabilities between banks and enterprises, some departments of the government concerned are starting out to conduct tests of host bank system. The article introduces and analyses the contents of the system, thinking that the system has defect that can hardly be overcome and it can not correct the passive position of banks in enterprises. As a result, it shows doubts about the effectiveness of the practice of host bank system.更多还原