Scenic spot is the core and space of tourist activities, the most important part of the tourism system,and the most main factors to attract tourists. In recent years, many incidents have happened in the scenic spot,which not only affect tourists' life and property, but also seriously influence the development of scenic spot.Due to the sudden, changeable and uncertain factors,the probability of occurrence of scenic spot’s risk will greatly increase.So insurance is an effective way to ensure scenic spot’safe ...