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气象信息在财产保险经营中的应用

Application of meteorological information on property insurance management

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【作者】 柳晶; 郑有飞; 林卫宁; 夏骏军;

【Author】 LIU Jing1,ZHENG You-fei1,LIN Wei-ning2,XIA Jun-jun2 (1.School of Environmental Science & Technology, Nanjing University of Information Science & Technology, Nanjing, Jiangsu 210044, China; 2.Guangdong Branch Company of Yong’an Property Insurance CO.,LTD., Guangzhou, Guangdong 510120, China)

【机构】 南京信息工程大学环境科学与工程系; 永安财产保险股份有限公司广东分公司; 永安财产保险股份有限公司广东分公司 江苏南京210044; 江苏南京210044; 广东广州510120;

【摘要】 气象信息在各行各业中的应用越来越受到社会各界的关注,文章主要阐述了气象信息在财产保险承保决策、防灾核损等方面应用的必要性和可行性,在此基础上提出充分应用气象信息可使保险公司实现风险差异化经营的观点,气象信息在保险业的积极作用,将会为其带来更广阔的发展前景。

【Abstract】 To apply the meteorological information to every walk of life is getting more and more all circles of attention in society. This article mainly expounds the necessity and feasibility of applying the meteorolo-gical information on the decision-making for accepting insurance, as well as the protection for disaster. And then based on this point, the paper puts forward the viewpoint that the sufficient application of meteorolo-gical information can lead insurance company to realize the management on risk discrepancy. The affirmative effect carried by the meteorological information will bring a more expansive development future for insurance.

  • 【文献出处】 企业技术开发 ,Technological Development of Enterprise , 编辑部邮箱 ,2007年01期
  • 【分类号】F842.6
  • 【下载频次】118
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