【摘要】 2006年底,巴塞尔新资本协议将在全球范围内推广使用,我国商业银行必需跟进这一银行新的监管标准,才能尽快提高自身的竞争实力,为参与国际竞争打下坚实的基础。本文首先论述了目前我国商业银行只能以风险计量的内部评级法作为跟进新资本协议的突破口,然后分析了我国跟进新协议面临的各类现实问题,进而有针对性的提出了商业银行的具体改进措施。更多还原

【Abstract】 By the end of 2006,the New Basel Capital Accord will have been widespread in the world,and Chinese commercial banks must follow up the new regulating standards to improve their competitiveness and lay a solid foundation for participating in international competition.This paper points out that Chinese commercial banks follow up the new capital accord only by the internal rating-based approach of risk measurement as a breakthrough.Then,the various practical problems are analyzed,and the specific measures are put forward for commercial banks.更多还原