【摘要】 随着巨灾风险发生频率的加快,以及所造成的损失越来越大,巨灾风险越来越受到人们的重视。我国是巨灾发生严重的国家之一,如何更好地满足巨灾风险对保险的需求是中国保险业亟待解决的问题。当前我国应着重围绕转变巨灾保险指导思想、合理界定政府角色、发展和完善资本市场、克服相关技术障碍、完善相关法律制度五个方面开展工作。更多还原

【Abstract】 Huge disaster risk is attached more importance with frequent occurance of huge disaster and its increasing loss.Huge disasters are very serious in China,it is an urgent problem for insurance industry in China to better meet with the demand of insurance for huge disaster risk.At present,measures should be taken includes changing the guideline of huge disaster insurance,defining government’s role rationally,developing and improving capital market,overcome the relevant technical obstacle,improving relevant legal system.更多还原