【摘要】 文章对我国现行的大学生医疗保障模式进行了概述,并对这几种模式进行了比较分析,认为其存在着覆盖面窄、公费医疗超支严重、学生的重大疾病仍没有解决等问题,因而在此基础上提出了建立适合我国国情的大学生医疗保障制度框架,即以“金字塔”型的社会医疗保险为主体,辅以社会医疗救助和商业医疗保险的完整体系。更多还原

【Abstract】 This paper describes existing several medical insurance models for university students. The problems are low coverage rate, over use the public welfare funding and can not cover the severe illnesses. Based on this analysis, it had proposed the "pyramid" type framework of medical insurance system to the university students, assistant with commercial medical insurance system.更多还原