【摘要】 在比较分析和借鉴国外经验的基础上,提出了一种新型的农村养老保险模式:公共部门和私人部门伙伴关系,即PPP模式。在这一模式中,政府(农村集体组织)和农村参保居民共同交纳养老保险费用;养老保险基金由商业性公司通过竞争的方式进行运作;商业性公司直接向参保者支付养老金。在PPP模式中,政府的主要职能是制定制度、交纳一定比例费用、对商业性公司的养老金运作进行监管。更多还原

【Abstract】 This paper first puts forward a new mode of old age insurance in rural areas of China after by reference to the practice in western countries,i.e.,Public Private Partnerships(PPP).In this mode,the public and private sectors share the fees.And competent commercial firms run the insurance funds by means of competition.The firms pay the pension to farmers directly.In the PPP mode,the main functions of government are as follows: establishing regulations,paying fee s to farmers according to a certain percentage,and supervising the commercial firms.更多还原