【摘要】 团体贷款是近几十年才产生的一种小额信贷,它的目标在于解决农村“信贷市场失灵”。利用博弈论分析团体贷款的效率,可以得出团体贷款比个人贷款效率更高的结论,并可以分析最优的团体贷款规模。这对我国社会主义新农村建设中小额信贷支持的实践有一定的借鉴意义。更多还原

【Abstract】 Group lending is a kind of microfinance which is used to solve the failure of the credit market.It has developed very fast and makes great success in these years.This paper analyzes the efficiency of group lending,and proves that group lending is more efficient than private lending and analyze the optimal lending scale.更多还原