【摘要】 信用缺失是我国社会经济中的一个严重问题。通过对交易过程中的信用博弈分析,建立了信用模型。认为交易活动中的信用既与理性主体的期望价值(V)有关,又与理性主体对其他参与人的信任度(P)有关。运用信用模型对信用机制的两种作用方式进行了研究,指出抑制信用缺失要首先注重信用文化建设,在此基础上完善信用法治。更多还原

【Abstract】 Credit loss is a serious problem in our social economy. Through the game analysis, the credit model is proposed. Credit not only relates with the expectation value of rational man, but also with the degree of trusting others. On the other hand, two type of credit mechanisms are studied, that is , formal constraint type and informal constraint type. In order to control credit loss, we must pay more attention to the credit culture. On the base of credit culture, we can improve the law of credit.更多还原