【摘要】 我国的金融监管体制近20年来几经制度变迁和改革调整,已形成了人民银行、银监会、证监会、保监会(一行三会)的架构,但在实际运行中出现了不少矛盾,如何从我国金融业即将全面开放的要求和特点出发,特别是适应金融综合经营时代的到来,有必要对宏观金融监管体制进行改革。更多还原

【Abstract】 Having undergone changes and reforms in the recent twenty years,our financial regulatory system has formed a framework of "one bank and three committees"(the People’s Bank of China,the Banking Industry Regulatory Committee,the Securities Industry Regulatory Committee,the Insurance Industry Regulatory Committee).Many conflicts have appeared in the practical operation of this framework.Therefore,it is imperative to reform the macro financial regulatory system in the light of the requirements for the overall openness of China’s financial industry,particularly according to the features of integrative finance operation.更多还原