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信息不对称与中小企业融资模型探析
Information Asymmetry and Financing Model of Small and medium-sized Firms
【摘要】 中小企业在扩大就业、促进技术进步、保持经济健康稳定发展等方面都有着积极作用。目前,其自身的缺陷及金融市场的不完善,使得融资问题一直困扰着我国的大多数中小企业。要解决这一问题,必须消除中小企业的信息不对称,完善信用担保机制,引导民间金融,发展融资租赁和股权私募融资等,以有效缩小中小企业融资缺口,促进中小企业乃至整个国民经济健康发展。
【Abstract】 Small and medium-sized firms have played an active role in enlarging employment,promoting technology progress and maintaining a healthy and steady economic development.At present,financing problem is troubling most of china’s small and medium-sized firms because of their own drawbacks as well as the imperfection of finanicial market.To solving this problem,it’s compulsory to eliminate information asymmetry of small and medium-sized firms,to consummate credit guarantee mechanism,to guide non-governmental finance,and to develop financing lease and equity private-collecting financing so as to shrink effectively financing gap of small and medium-sized firms and to promote the development of small and medium-sized firms,even that of the whole national economy.
【Key words】 Aclerph Pattern; regressive choice; information asymetry; small and medium-sized firm;
- 【文献出处】 河南金融管理干部学院学报 ,Journal of Henan Institute of Financial Management , 编辑部邮箱 ,2006年02期
- 【分类号】F275
- 【被引频次】6
- 【下载频次】605