【摘要】 近期有大量文献分别从竞争与银行风险转嫁激励,竞争与银行授信行为, 以及竞争与银行危机传染等不同的角度研究了银行竞争与银行业稳定之间是否存在权衡关系。虽然理论研究和实证研究并未就此达成一致的看法,但某些观点对于制定银行管制政策却给出了新的思路。更多还原

【Abstract】 recently there is a growing literature about whether there is a tradeoff between banking competition and bank stability. The relationships between banking competition and risk-shifting, lending behavior and contagion have been studied respectively. Although no consensus has been reached in the literature, the discussions bring about some new ideas to banking regulations.更多还原