【摘要】 本文在取得银行投入品价格信息的基础上,利用DEA模型测度了我国9家商业银行(包括4大国有商业银行和5家股份制商业银行)1997-2001期间的经济效率;进而建立计量经济模型,从微观层面对影响我国商业银行经济效率的因素进行了回归分析,结果表明银行自由资本比例、贷款质量、人力资源质量和经营管理水平是影响银行经济效率的关键因素。更多还原

【Abstract】 This paper takes four state-owned commercial banks and five newly founded banks as research samples.According to the DEA,this paper computes economic efficiency of the nine commercial banks from 1997 to 2001.Then we investigate the determinants of banking efficiency in China by using a multivariable linear regression model with economic efficiency as dependent variable.The results indicate that several main factors affect banking efficiency,including bank capital adequacy,loan condition,human resource quality,and management level.更多还原