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民营企业融资问题与商业银行支持策略
The Financing Problems of Private Enterprise and Supporting Tactics by Commercial Banks
【摘要】 我国民营企业融资难的问题已严重阻碍了其发展进程,并导致整个国民经济的增长缓慢,而间接融资仍是民营企业融资的主要方式。商业银行应在经营观念、信贷政策、信贷服务、金融产品、民营企业信用等级评定制度、担保制度等方面采取相应的支持策略。
【Abstract】 The difficult financing problems of private enterprises have already hindered their development seriously,which caused the slow growth of the whole national economy.Nowadays,indirect financing is still one of the main methods of private enterprise financing.Commercial banks should adopt corresponding supporting tactics in managing concept,loan policy and service,financial products,credit assessment system and guarantee system for private enterprises.
【关键词】 民营企业;
企业融资;
商业银行支持;
【Key words】 private enterprises; enterprise financing; supporting tactics by commercial banks;
【Key words】 private enterprises; enterprise financing; supporting tactics by commercial banks;
【基金】 2005年黑龙江省教育厅人文社会科学研究项目,项目编号:10552041
- 【文献出处】 商业研究 ,Commercial Research , 编辑部邮箱 ,2006年15期
- 【分类号】F275;F832.4
- 【被引频次】6
- 【下载频次】314