【摘要】 目前各类金融机构保底理财的合法性不一,其间差异存在某些现实合理性;要从整体上解决这一问题,尚缺乏坚实的法律和理论依据;分业部门割据影响到属性认定,并在一定程度上加剧了规范分歧。建议国务院加快牵头研究并出台《信托机构管理条例》或《金融机构客户资金管理业务试行办法》。更多还原

【Abstract】 There exist differences in terms of legitimacy as to the monetary management service with guaranteed minimum return offered by various financial institutions. It is difficult to solve the problem as a whole due to the lack of legal and theoretic foundations. Coordinated new rules are demanded to suit the reality and level the playfield.更多还原