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人寿保险公司的资产负债管理
Assets Liability Management for Life Insurance Company
【摘要】 投资是人寿保险的主营业务之一 ,运用资产负债管理的方法 ,构建科学的投资策略 ,是保证人寿保险公司长期健康发展的根本。长寿保险公司必须在充分分析有关资产负债管理原则的风险、建立资产负债管理机构、确定资产负债管理战略的基础上制定投资策略 ,并根据资产负债管理的原则设计投资组合 ,以及建立风险控制机制。
【Abstract】 Investment is one of the core businesses for life insurance industry. It is the most important factor for a life insurance company to ensure long term healthy development by employing the tool of Assets Liability Management and having a scientific investment strategy. Life insurance companies must shape their investment strategy by full analyzing risks in relating to the principles of Assets Liability Management, establishing Assets Liability Management organization and formulating Assets Liability Management policy, also they must design their investment portfolio under Assets Liability Management principles and build up a risk control mechanism.
【Key words】 life insurance; Assets Liability Management; related risks; investment strategy; management institution; investment portfolio; risk control;
- 【文献出处】 金融研究 ,Journal of Finance , 编辑部邮箱 ,2002年09期
- 【分类号】F842.4
- 【被引频次】53
- 【下载频次】1409