【摘要】 国家助学贷款自实行以来,取得了很好的效果。但在运行中,仍然存在一些问题,解决这些问题的办法,除了加强学校同银行间的协作,完善有关政策和简化相关手续,加大对贷款学生的“诚信意识教育”外,还应尽快建立面向学生的个人信用评估体系。更多还原

【Abstract】 The practice state-loan grant-in-aid has achieved some desirable effects. Howere, these still exist some problems. To solve these problems, we need to strengthen ci-operation between universities and banks, a-mend concerned polies, simplify relevant formalities, and raise the loanee students’ awareness of integrity. Furthermore, we should establish a system evaluating the students’ individual credit.更多还原