【摘要】 住房抵押贷款证券化作为20世纪70年代国际金融界的一个创新,正在世界范围内迅猛发展着。实践证明,住房抵押贷款证券化在推动住房金融市场、加速住宅产业的发展、提高商业银行住房贷款的流动性等方面具有极大的优势。本文首先对证券化的运行机理进行了分析,然后结合国内现状,提出了几点关于实施住房抵押贷款证券化的政策建议。更多还原

【Abstract】 As an international financial innovation, housing mortgage securitization has been widely expanded, which, proved by practice, enjoys great advantage in promoting housing financial market, accelerating the growth of housing industry and improving the fluidity of housing mortgage. Having analysed the running mechanism of securitization, this paper puts forward several proposals on trying out housing mortgage securitization in combination with the current situation of China.更多还原