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试论保险利益原则的适用对象

A Trial Study on the Applied Object of the Insurance Interest Principle

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【作者】 宋亚明冯涛王晓燕

【Author】 SONG Ya-ming,FENG Tao,WANG Xiao-yan (Xi′an Jiaotong University, Xi′an 710049,China)

【机构】 西安交通大学西安交通大学 陕西西安710049陕西西安710049陕西西安710049

【摘要】 通过对保险利益原则适用对象的分析 ,认为保险利益原则不适用于投保人 ,指出被保险人和某些受益人应适用保险利益原则 ,并据此提出将中国《保险法》中保险利益定义应修改为“保险利益是被保险人和某些受益人对保险标的所具有的法律上承认的利益”的建议

【Abstract】 Through the analysis of the object applicable to the insurance interest principle, a conclusion is reached that the insurance interest is not applicable to the applicant, indicating that the insured and certain beneficiaries should be applicable to the insurance interest principle. Based on this conclusion, a proposal is made by the authors that the definition of insurance interest in the "Insurance Law" of China should be revised as "The insurance interest is the law-acknowledged interest owned by the insured and certain beneficiaries over the target of insurance".

【基金】 国家社会科学基金项目 (0 1PJY10 4);陕西省软科学基金项目 (2 0 0 1K2 17)
  • 【文献出处】 西安交通大学学报(社会科学版) ,Journal of Xi’an Jiaotong University(Social Sciences Edition) , 编辑部邮箱 ,2001年04期
  • 【分类号】D922.284
  • 【被引频次】2
  • 【下载频次】294
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