【作者】 王建军； 张勇；

【Author】 WANG Jian-jun, ZHANG Yong ( Business School,University of Science & Technology of China,Hefei 230026,China; Institute of Policy and Management,Chinese Academy of Sciences,Beijing 100080,China; State Power Economy Research Institute,Beijing 100761 ,China)

【机构】 中国科学技术大学； 国网北京经济技术研究院；

【摘要】 不良债权价值分析和评估是不良债权定价的基础,也是不良债权处置的主要难点和风险点。由于不良债权的价格具有很大的不确定性,在评估的过程中需要较多的经验判断。因此本文在整合传统方法的基础上,考虑不良债权评估专家的经验因素,引入模糊综合评价方法对不良债权进行评估,提出了基于标杆处置案例的不良债权回收率评估模型,并给出了一个计算算例表明该模型的可行性。更多还原

【Abstract】 The analysis and evaluation of non - performing loans ( NPLs) are the premise of the pricing of NPLs as well as the main difficulty and risk source of NPL disposition. Since there is great uncertainty in the price of NPLs, judgment based on experience is needed during the course of evaluation. So this article combines the ideas of traditional methods, takes experts’ experience into consideration and uses fuzzy evaluation method to evaluate the NPLs. Based on a standard disposition case,an NPL recovery rate evaluation model has been constructed. Then an example has been offered to demonstrate the usage and solution of the model.更多还原