【作者】 赵宏燕； 路应金； 唐小我；

【Author】 ZHAO Hong-yan, LU Ying-jin, TANG Xiao-wo(School of Management, University of Electronic Science & Technology of China, Chengdu 610054, China)

【机构】 电子科技大学管理学院；

【摘要】 网络银行是网络经济飞速发展的产物,是适应电子商务发展的需要而进行的金融创新活动。网络银行的出现不仅改变了传统银行的经营方式和管理理念,而且给金融领域新的机遇和挑战。网络银行带来快捷便利的同时也造成了新的风险。这种风险不仅具有传统银行的业务风险,而且赋予了传统银行业务风险新的内容、增加了新的风险品种。本文在分析网络银行风险因素的基础上,提出一种网络银行风险分析的改进层次分析法,最后通过一个算例确定网络银行风险综合值来分析其应用价值。更多还原

【Abstract】 E-bank is a product of the rapidly-developing neteconomy and the activity of finance innovation adapted to the needs of E-business development. The E-bank has been changing the model and idea of management of traditional bank, and also offering the opportunity and challenge to financial areas. The convenience and shortcut devoted by E-bank also led to new risk. It not only has the operation risk of traditional bank, but also gives the new content of its endowed, and adds to the new variety of risk. In this paper, we use the improved AHP method to analyze the risk of E-bank and give an example to analyze its application value.更多还原