【作者】 尚长风；

【Author】 Shang Changfeng (School of Economics, Nanjing University, Nanjing 210093, China)

【机构】 南京大学经济学院；

【摘要】 农村养老保险基金投资渠道单一,既不能实现基金的保值增值,又难以吸引农民参加养老保险制度。由于农村金融发展严重滞后,导致农民日常生产、生活中出现的资金缺口难以得到解决。如果以农村养老保险基金为资金来源、以参加农村养老保险的农村居民作为信贷对象而从事信贷活动,那么将会产生多赢的经济和社会效果。更多还原

【Abstract】 Scarcity of the investment channel is the main reason for the difficult to increase the value of the rural endownment insurance fund, and difficult to attract the farmers to take part in the rural endownment insurance system. On the other hand, It is not ease for farmers to raise money because of the poor finance system in rural area. It will bring about many good economic and social effects , If the rural endownment insurance fund loan money to the farmers who participating in the the rural endownment insurance system. We call it innovation model of investment for rural endownment insurance fund.更多还原