【作者】 陶夏新； 陶正如；

【Author】 Tao Xiaxin Tao Zhengru (Harbin Institute of Technology,Harbin 150001,P.R.China;Institute of Engineering Mechanics,China Earthquake Administration,Harbin 150080,P.R.China)

【机构】 哈尔滨工业大学土木工程学院； 中国地震局工程力学研究所；

【摘要】 本文简要回顾了我国的地震灾害管理体制,指出这一完全在计划经济体制下发展起来的管理体制面对市场经济所显现的不足和目前使用金融手段的必要性和可能性,具体探讨了地震保险费率厘定、巨灾债券利息确定的研究。最后,展望了定价理论的研究进展、与工程地震风险评估的结合。更多还原

【Abstract】 The earthquake disaster management system in China is reviewed in this paper.The disadvantage of the management system that is developed under planned economy system is pointed out facing the market system.The necessity and possibility to adopt some financial instruments at present in China is emphasized.The methods of determining the rates for earthquake insurances of buildings,indoor properties and lives,and determining the annual coupon rates of catastrophe bonds are presented in detail.Finally the state-of-the art of pricing models of catastrophe option’ and bonds,and some problems on integrating the financial instruments with the engineering seismic risk assessment are discussed.更多还原