【作者】 周黎明； 史晋川；

【Author】 Zhou Liming,Shi Jinchuan(School of Economics,Zhejiang University,Hangzhou 310027)

【机构】 School of Economics,Zhejiang University；

【摘要】 作为一种传统的融资方式,典当以其便捷与平民化的特点,成为民间短期、急需融资的重要途径之一。通过比较,我们发现国外的典当业是中低收入者消费资金的重要来源之一,可将其界定为消费型典当;而中国的现代典当业则以中小企业为主要典当对象,可将其界定为投资主导型典当。中外典当业的性质差异,使得对中外典当业的比较研究,既具有理论价值,又具有实践意义。虽然典当业近些年来发展迅速,但理论界对典当业的研究一直较为有限。本文将十九世纪末至今一个多世纪以来的国内外典当业研究文献加以较为系统的梳理,并对相关研究加以简要的评述。更多还原

【Abstract】 As a traditional mode of financing,pawn has convenient feature with the civilian population,and play an important role in short-term and urgent financing.By comparison,we found that pawn was an important source of consumption funds of foreign low incomer: it’s consumption-based pawn.However,China’s modern pawnbroking has embarked on the unique investment-oriented way.The differences of nature between Chinese and foreign pawn,makes the comparative study has both theoretical value and practical significance.In recent years,pawnbroking has made a rapid development,however,the study on pawnbroking was relatively limited.This article has sorted out systematically the literatures at home and abroad since the late nineteenth century,and reviewed them briefly.更多还原